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Home loan EMI calculator

Your monthly payment, the loan amount and the total interest, from the numbers you enter. Nothing you enter is stored.

EMI calculator

The price of the home you want, before the down payment.

Example only — use your bank’s quote.

Monthly EMI
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Down payment
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Loan amount
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Total interest
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How the EMI is worked out

  • Loan amount = home price − down payment. Banks usually lend 75–90% of the property value, depending on the loan size.
  • EMI uses the standard reducing-balance formula: each month’s interest is charged on the loan still outstanding.
  • The interest rate here is an example only — use the rate your bank quotes you. A floating rate changes over the loan.
  • Stamp duty, registration and GST are not part of the loan and are paid by you — see the all-in cost calculator.